Car Insurance Ontario Winter Tires

The ontario car insurance discount for winter tires takes effect january 1 2016. Many ontario residents are wondering if they are eligible for the winter tire discount if their insurance renews before january 1 2016. If you re paying ontario s average rate of 1 455 the highest in the country then a 5 per cent discount for installing winter tires would be about 72.

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Auto insurance might be a bit expensive but it s a requirement in order to drive on canadian roads.

Car insurance ontario winter tires. Starting january 1 2016 all ontario car insurance companies must give ontario drivers who change their tires seasonally a discount. The winter tire discount is aimed at curbing the high cost of auto insurance as well as to make the roads safer for all. The answer is most likely. Ontario is the only province.

Come january 1 2016 all ontario car insurance companies must offer a winter tire discount. The cheapest winter tire sold by my garage is. We have found that most insurance companies are pro rating clients insurance to ensure they receive the winter tire discount effect january 1 for the 2016 season. How much the discount will save drivers will vary however it could be as much as five per cent.

Winter tires stay flexible in cold temperatures and ensure excellent grip and braking on wet roads. Eligibility requirements for a winter tire discount eligibility requirements for a winter tire discount. Car owners may want to consider the insurance benefits of winter tires when considering whether they should make a purchase particularly if they live in ontario. Consumers are also encouraged as with any insurance product to shop around for the best possible rate and package that meet their needs.

Different insurance providers have different cutoff lines for when the tires need to be fitted to qualify for the reduction in cost. Reports suggest that currently only about half of ontario auto insurers offer drivers a winter tire discount on their insurance however this is going to change in the new year. Ontario has provincial reform since january 2016 that car insurers must offer winter tire discount the insurance industry in ontario provides discounts to promote the use of reputed approved winter tires. Do winter tires affect auto insurance premiums since winter tires definitely improve the safety of your vehicle it greatly cuts down the chance of a collision.

Since the average gta car costs 1 600 to insure according to the insurance bureau of canada you may save 80 per car per a year with winter tires. Auto insurance is dependent on individual drivers behaviour and this winter season drivers across ontario will be able to save more on their auto insurance by installing winter tires. When winter tires are installed in sets of four they maximize vehicle handling stability and braking. Winter tires help reduce braking distance on cold wet ice and snow covered roads by up to 25.