Car Insurance Groups Prices
Fit extra security features adding security systems such as alarms and immobilisers to make your car more secure can reduce the risk of your car being stolen or vandalised often reducing the cost of your premium.
Car insurance groups prices. The type of car you drive will impact the cost of your car insurance find the cheapest car insurance groups and the top 10 cheapest cars to insure in 2019. The association of british insurers abi determine a car s insurance group. There are a number of ways to bring. The more expensive the car as new the higher the cost of replacement or repair and the higher the position it will hold in the car insurance groups list.
Read general car insurance advice. The groups range from 1 to 50 with the lower groups being the cheaper option to insure. Every car belongs to one of 50 car insurance groups which band cars from the cheapest to the most expensive to insure starting with group one the cheapest and ending with group 50 the most expensive. If you want a good illustration of what that can mean consider the bmw 1 series line up which starts at insurance group 21 for the basic 1 5 litre petrol five door but shoots all the way up to.
What do car insurance. The insurance group rating is the key. Start with group 1 if this is your aim generally the higher the group the higher the cost. If you re changing your car you ll want to think about the cost of insurance before you commit to buy.
An insurance group is a method to determine the cost of insuring your car based on which group they re assigned to. Most new cars are assigned to an insurance group a rating between 1 and 50 that indicates the level of risk as seen by the insurers. For example a peugeot 206 will fall in group 7 making it relatively cheap to insure whereas a bmw z4 will. Insurers put all cars into one of 50 insurance groups with cars in the lower groups being cheaper to insure.
In the higher groups you ll tend to find more powerful and expensive cars. Explore cheap car insurance groups. What are car insurance groups. When choosing a car to buy use our tool to find out which cars are in the lowest insurance groups so you can be sure the cost of cover will be affordable.
The price you pay for your car insurance will at least in part be based on which one of 50 car insurance groups it falls into as decided by the official group rating panel. The more powerful expensive and rarer your car the higher the group it will be in. As well as choosing a car with a low group insurance rating there are plenty of other things you can do to reduce you re the cost of your car insurance.