Car Insurance Car Groups

The cost of insuring your car will be determined by which insurance group your vehicle falls into ranging from group 1 all the way up to group 50.

Car insurance car groups. Insurers put all cars into one of 50 insurance groups with cars in the lower groups being cheaper to insure. Until 2009 the number of car insurance groups were 1 20 but this has been expanded this means according to thatcham. Explore cheap car insurance groups. The groups are determined by the group rating panel which is made up of representatives of the insurance industry and meets every month to determine car insurance groups.

The more powerful expensive and rarer your car the higher the group it will be in. The group rating panel administered by thatcham research assigns new car models to an insurance group from 1 cheapest to insure to 50 the most expensive. Read general car insurance advice. There are 50 different car insurance groups those in insurance group no 1 are the cheapest cars to insure while those in insurance group 50 are the most expensive.

When choosing a car to buy use our tool to find out which cars are in the lowest insurance groups so you can be sure the cost of cover will be affordable. Start with group 1 if this is your aim generally the higher the group the higher the cost. In the higher groups you ll tend to find more powerful and expensive cars. Here we give you access to all 50 groups meaning you can find inspiration for which car to buy from a car insurance price perspective.

Cars in the highest groups typically high performance models are likely to cost insurers the most in insurance claims. Every car belongs to one of 50 car insurance groups which band cars from the cheapest to the most expensive to insure starting with group one the cheapest and ending with group 50 the most expensive.